Complete Health Insurance Coverage for You and Your Family

Supplement provincial coverage with extended health, dental, vision, and travel medical insurance. Compare plans across Canada.

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Health Insurance Coverage Options

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Extended Health Coverage

Covers services not included in provincial plans like physiotherapy, chiropractic, massage therapy, mental health counseling, and prescription drugs.

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Dental Insurance

Comprehensive coverage for preventive care (cleanings, exams), basic procedures (fillings), and major work (crowns, implants). Typically covers 70-80% of costs.

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Vision Coverage

Covers eye exams and prescription eyeglasses or contact lenses. Many plans reimburse $150-$300 annually for vision care.

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Travel Medical Insurance

Emergency medical coverage when traveling outside Canada. Includes hospital stays, emergency medications, and medical evacuation.

Why Choose Toprates for Health Insurance?

  • Personalized plans that complement your provincial health coverage
  • Options for individuals, families, and small business groups
  • Access to top Canadian health insurers with quick approval
  • Expert guidance on maximizing your health benefits

Plan Categories

Individual Plans

For self-employed or employees without group coverage

Family Plans

Comprehensive coverage for multiple family members

Group Plans

For small to large businesses and organizations

Frequently Asked Questions

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