Home coverage calculator

A quick estimate of the coverage limits a home policy is built around. It works off rebuild cost — what it costs to rebuild your home today — which is not the same as its market value or purchase price.

Enter your home size and rebuild cost per sq ft to see estimated coverage limits.

Estimate only — your insurer sets your actual premium, coverage, and eligibility. Illustrative, not advice. Rebuild cost is the number that matters most — under-insuring the dwelling can trigger a co-insurance penalty at claim time. Confirm limits with a professional appraisal and your insurer.