Your numbers
sq ft
$/sq ft
Get this from a rebuild-cost estimator or a recent appraisal — it's the cost to rebuild, not your home's market value, and varies widely by region, materials, and year.
Your result
Enter your home size and rebuild cost per sq ft to see estimated coverage limits.
Assumptions
An illustrative estimate from the numbers you enter and any assumptions stated here — not a quote. Your insurer sets your actual premium, coverage and eligibility. General information, not advice. Rebuild cost is the number that matters most — under-insuring the dwelling can trigger a co-insurance penalty at claim time. Confirm limits with a professional appraisal and your insurer.