Your numbers
$
$
$/yr
The yearly difference between the two prices you were quoted — the higher deductible should have the lower premium.
Your result
Enter both deductibles and the annual saving to see your break-even.
Assumptions
An illustrative estimate from the numbers you enter and any assumptions stated here — not a quote. Your insurer sets your actual premium, coverage and eligibility. General information, not advice. This weighs premium against out-of-pocket only; keep an emergency fund that can cover the higher deductible before choosing it.