FSRA-approved Ontario private passenger auto rate filings effective July 1, 2026 onward

The 47 private passenger automobile rate filings approved by the Financial Services Regulatory Authority of Ontario (FSRA) with renewal effective dates from July 1, 2026 to March 1, 2027, as listed in FSRA's Auto Rate Approvals database on November 9, 2026 (approvals dated up to October 30, 2026). One row per filing: insurer, insurer group, approved average rate change in percent, approval date and renewal effective date. The approved rate change is the insurer's expected average change across all of its private passenger customers at renewal; it is not weighted by market share and does not predict any individual premium. Compiled by TopRates.ca from FSRA's public database. FSRA is the source of record; this file is not an official FSRA publication.

Used in the briefing Ontario Auto Rate Watch: what FSRA approved for renewals after July 1, 2026.

Compiled from the Financial Services Regulatory Authority of Ontario (FSRA) Auto Rate Approvals database, autorateapprovals.fsrao.ca, retrieved 2026-11-09. Subset of approvals with renewal effective dates on or after 2026-07-01. FSRA is the source of record; this file is not an official FSRA publication.

No changes have been made to this file since it was first published.

Corrections to Lab briefings and datasets are recorded in the corrections log.