Travel with Confidence - Complete Coverage for Your Journey
Emergency medical, trip cancellation, and baggage protection. Travel insurance from Canada's top providers.
Get Your Free QuoteTravel Insurance Coverage Features
Emergency Medical Coverage
Hospital stays, emergency medication, and medical evacuation when traveling outside Canada. Typically covers up to $500,000 in medical expenses.
Trip Cancellation Insurance
Reimburses non-refundable trip costs if you need to cancel before departure due to illness, death, or other covered reasons.
Baggage & Belongings
Covers lost, delayed, or damaged luggage and personal belongings. Reimburses emergency replacement items and accommodation.
Travel Health Protection
Includes coverage for emergency dental, prescription glasses replacement, and pre-existing condition waivers (with proper disclosure).
Why Choose Toprates for Travel Insurance?
- ✓Coverage available for single trips or annual multi-trip plans
- ✓Quick quote process - purchase online instantly before departure
- ✓ 24/7 emergency assistance hotline wherever you travel
- ✓Pre-existing condition coverage available with proper underwriting
Coverage Levels
Medical Coverage
Up to $500,000
Trip Cancellation
Up to 100% of costs
Typical Cost
$50-$150 per trip
Frequently Asked Questions
Get Travel Insurance Before Your Next Trip
Instant quotes and online purchase. Protect your health and investment with comprehensive travel coverage.