Most accident benefits become optional July 1. Understand what's changing before your renewal.
Read the guideBundling home + auto with the same carrier typically reduces premiums. Editorial guide on what to know before you bundle.
Learn howTerm life is the most affordable way to protect your family. See how it works, when it makes sense, and what to ask a licensed advisor.
Compare term lifeSee current posted rates from major Canadian lenders, what they mean, and how to compare offers from a broker.
See all ratesWe analyzed 50+ Canadian credit cards across 12 categories. See our top picks.
See top picksBeat 5% on cash with the highest-paying high-interest accounts and GICs in Canada this month.
Compare ratesAccident Waiver. The Ontario endorsement that protects your driving record (and renewal premium) from being charged for your first at-fault accident, subject to specific eligibility rules. Addresses premium impact at renewal — not your deductible on the claim itself.
The plain-English definition above is the short version. We add expanded guides — examples, regulatory context, common pitfalls, and related coverages — as we go. If this term is on your mind, tell us and we’ll prioritize it.
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