Most accident benefits become optional July 1. Understand what's changing before your renewal.
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Compare ratesThe Ontario endorsement under which the policyholder agrees in writing not to operate the insured vehicle. Used when the primary insured no longer drives (licence suspended, medical reasons) but the vehicle remains insured for other drivers.
The plain-English definition above is the short version. We add expanded guides — examples, regulatory context, common pitfalls, and related coverages — as we go. If this term is on your mind, tell us and we’ll prioritize it.
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