toprates.ca
Book a free call
Auto

OPCF 20

Plain-English definition

The Ontario endorsement that adds transportation-replacement coverage (rental, taxi, ride-share, transit) while your vehicle is being repaired or replaced after a covered claim. The formal name for what insurers commonly market as "Loss of Use."

Full guide coming soon

We’re writing the deep-dive for this term.

The plain-English definition above is the short version. We add expanded guides — examples, regulatory context, common pitfalls, and related coverages — as we go. If this term is on your mind, tell us and we’ll prioritize it.

Request this guide →
← Back to the glossary, letter O